Greetings! Friends, we will talk about PNB Kiosk Banking, even today there are many such places in India where there is no bank facility, due to which people are deprived of banking facilities, but even the bank cannot open its branch there because either the number of needy people there is less or it is not possible to open a branch in those places.
There are many such works in which a bank account is required, and without a bank account, the work remains incomplete. To solve this problem, all the banks have opened Kiosk Banking / Customer Service points. These are such centres where almost all the necessary banking can be taken; centres will be opened in far-off places and places with more customers and a lot of crowd in the banks.
Banks and some companies for Kiosk Banking / Customer Service points under the bank give these centres franchises. If a person wants to start a small business, he can take PNB Kiosk Banking. Read the article till the end to learn more about PNB Kiosk Banking.
What is PNB Kiosk?
PNB Kiosk means booth, stand, stall, or counter, similarly (KIOSK Banking). KIOSK’s small Internet Enabled Booth, where customers can get many facilities related to the bank, is also called the small mini bank. Many things related to the bank can be done, such as withdrawing money from Kiosk Banking and depositing money into anyone’s bank account.
Apart from this, all the other work that can be done from the bank can be done here; Kiosk Banking has been started by RBL because today there are many places in India where there is no bank facility, and then inside those places, a centre of the bank is made which is called Customer Service Point / Kiosk Banking.
How PNB Kiosk Banking Works and How toOpen PNB Kiosk Bank
PNB Kiosk Banking cannot work without a bank because people have to open a Zero Balance Bank account in Customer Services Point PNB KIOSK Bank. In this process, they must send the customer’s fingerprint and other necessary information to the bank. After this, when the bank approves the account, you can avail of all the facilities from Kiosk Bank, but a limit has been set for withdrawing and depositing money by any person at any Kiosk banking centre.
Facilities are provided at PNB Kiosk Bank
In Kiosk Banks, many facilities related to banking are provided, which are needed by the customer, for which one has to queue in the bank;
- Linking PAN card, Aadhar card, and mobile number with the customer’s account.
- Depositing and withdrawing money from the customer’s account.
- Issuance of the ATM card to the customer.
- Transfer the customer’s money to any other account he wants to send.
- Providing insurance services to the customer.
- Opening of RD -FD accounts of customers.
Eligibility Criteria for PNB Kiosk Banking
The bank has given some eligibility criteria to open PNB Kiosk Banking; they must be fulfilled only then. The bank gives Kiosk Banking. The bank has given some eligibility criteria to open PNB Kiosk Bank; they must be fulfilled only then. The bank gives Kiosk banking. The person opening PNB Kiosk Bank should be a resident of the place where he wants to open PNB KIOSK / Customer Service POINT.
- The applicant should have at least a 12th or 10th pass and a computer certificate.
- Applicant must be less than 18 years of age.
- Anyone can apply for PNB KIOSK / Customer Service POINT, but Preference can be given to retired employees / retired army soldiers.
- You must have at least 100 to 150 square feet to open a Customer Service Point.
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What is needed for PNB Kiosk Bank?
- Desktop Computer / Laptop
- Colour Printer & Scanner Finger Print & Scanner Broadband Internet Connection
Documents Required to Open PNB Kiosk Bank
If you want to open PNB Kiosk banking, you have to provide some documents for the application; for PNB Kiosk banking, you must provide all these documents.
- PAN card
- Two passport photo
- Aadhar card
- Driving license
- Electricity bill
- Ration card
- Resident address
- Ration card
- Address letter of the shop where you are opening kiosk banking